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VA LOANS

You served. Let's get you home.

VA loans are backed by the U.S. Department of Veterans Affairs and are one of the strongest benefits available to those who served. I help veterans, service members and their families in Utah and Idaho use this benefit to buy or refinance.

VA loan benefits

No down payment

for eligible buyers with full entitlement

No monthly mortgage insurance

which keeps your payment lower

Seller help allowed

toward your closing costs

Reusable benefit.

You can use it more than once over your lifetime.

Who may qualify

  • Veterans who meet service requirements
  • Active-duty service members
  • National Guard and Reserve members who meet service requirements
  • Some surviving spouses

You'll need a Certificate of Eligibility from the VA. I can request it for you, usually in minutes.

Common questions

Is there a VA funding fee?

Most VA loans have a one-time funding fee, which can be added to the loan. Veterans who receive VA disability compensation are typically exempt.

Can I use my VA benefit more than once?

Yes. Once a VA loan is paid off, or in some cases while you still have one, you may be able to use your benefit again.

Can I refinance with a VA loan?

Yes. VA offers a streamlined refinance to lower your rate, and a cash-out refinance for using your equity.

Thank you for your service. Let's put your benefit to work.

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